Bad Credit Mortgage Broker

We were soo impressed with the commitment they gave to us from start to finish. They kept us updated on every step and trusted them 100% that they would get us the best mortgage at the time we needed it. We will be using them again for definite

MRS Wilson – 10th May, 2026

Myself and my wife went through a bad patch in our life , we got into debt fell behind on payments and had poor credit history.  After being rejected by high street lenders. After feeling defeated and feeling we had let our children down. We came across SN mortgages after a friendly chat on the phone with no judgment we managed to get a mortgage in principle within few days which eventually went on to be a competed mortgage offer and to get back on the property ladder and give our kids a great future. Steven and his wife work in a very professional manner with no judgment. Highly recommend using SN mortgages thank you for everything

Scott and Lowri Roberts – 17th Feb, 2026

We were ready to throw the towel in thinking we couldn’t get a Mortgage after bad advice from another broker, came across SN Mortgages after a quick Google and filled in their contact form as a last ditch attempt. Thank goodness I did call from Steven who treated us like human beings listening and fully understanding our needs sorted things out so quickly as we were on a tight schedule with a Right to Buy application. He answered emails and called us out of his work hours and even whilst he was on holiday going the extra mile to help, his wife Sue also went out of her way always available to help and answered all of my questions assuring me they weren’t silly as we really didn’t have a clue what we were doing as first time buyers. Then onto Aisha no waiting around for a reply to an email they were answered in minutes nothing was ever any trouble for her and she kept us fully up to date. All we can say is definitely give them a call we were very quickly written off by others but Steven and his team treated us with dignity and respect from the start and got us what we wanted as they were willing to put in the work and deserve every penny of their fee and we can’t thank them all enough so happy we found you Mortgage offer received very quickly after what we thought was impossible.

Paula Baker – 12th Feb, 2026

My husband and I had an amazing experience with Sue and Steven. After I had credit difficulties in the past I never thought I would be able to own my own home buy with the kind help and advice from them we managed to secure a mortgage and have been in our home for over 6 months now.

There was no judgement just honest help and advice, they were always on hand to answer questions and liaise with our estate agent when needed.

They went way above and beyond our expectations! Thank you again

Sam Turner – 12th Feb, 2026

From the very first interaction, I knew Steven Neale and his mortgage company were the right fit for us. We had an extremely complex situation and genuinely believed that securing a mortgage was out of our reach.
However, Steven navigated our unique circumstances with exceptional professionalism, clarity, and ease.
He took the time to understand our needs, explained every step clearly, and remained supportive and reassuring throughout the process. What felt overwhelming and impossible was made achievable through his expertise and commitment.
We are incredibly grateful to Steven and everyone involved for making what we thought was impossible a reality. I would highly recommend his services to anyone, especially those who feel their situation is complicated or challenging.

Andy Conway – 8th Jan, 2026

Highly recommend!!! They have been a godsend. They went above and beyond to get us the mortgage we needed to purchase our property, where others wouldn’t or couldn’t help. Their fees may be a little higher than most but if that is what it takes to get the deal done, it was worth every penny. Steve, Sue and Aisha have been there to answer all of our questions and have given us the best advice. We cannot thank them enough.

Lorraine Moore – 5th Jan, 2026

We wanted to take a moment to sincerely thank you all for your incredible support and guidance throughout the mortgage process. Your expertise, patience, and attention to detail made a potentially stressful experience feel much more manageable and straightforward. We truly appreciated how responsive and approachable each of you were answering our questions promptly and keeping us informed every step of the way. It was a real pleasure working with such a dedicated and professional team. Thanks again for helping us secure our mortgage, we could not have done it without you!

Alexandra Haluca – 18th Dec, 2025

Amazing service from first point of contact! My initial contact with Steven Neale on the back of what I thought was probably a bit of a hopeless enquiry led to him sourcing me a mortgage, skilfully negotiating pitfalls and Steven and Sue working with me to collate the necessary information to progress to a submission. From there, Zoe Vango has been amazing, constantly keeping me updated and requesting information timely which has today led to a mortgage offer which at 60 yrs old, I had given up on! I only wish I had contacted them years ago! Thank you so much to all involved!

Mike Mathews – 18th Dec, 2025

I have felt very well looked after throughout this process, and advocated for, to meet my individual financial needs. The communication between Steven, Sue and I has been of the highest standard, and I could not have asked for more. I was treated without prejudice, and with understanding, and I am so happy that I have been able to buy a home which my daughter and I can now settle into, and start a new chapter. Thank you so much Steven and Sue!

Hentschell – 21 November 2023